Income Plan, Capital Plan and Pillars
At Vertex Services, we believe strong financial planning starts with clarity and diversification.
The income plan is a hybrid product that ensures regular payouts on your one-time deposit while your capital remains invested in a diversified strategy defined by your personal risk profile. This plan is flexible to the change of circumstances and ensures a regular income for your plans, children’s education or an add-on to your early retirement plan.
The Capital plan offers a tax-free payout from your investments from age 60. Here your assets are benefiting from tax-exempted growth while you can manage the risk on regular basis. This plan can also be integrated into your inheritance planning, as assets are transferred directly to your chosen beneficiaries. In such cases, they remain outside your estate and therefore also shielded from creditors.
We review your asset structure to recommend the most suitable pillar options which are sustainable and can be used strategically for mortgages as well as long-term security.